Call us on

01565 880 880


Feefo customer service reviews

Independent Service Rating

Personal Car Leasing and Contract Hire

Personal car leasing or personal contract hire commonly abbreviated to PCH refers to a finance agreement made on a brand new car, which is intended for your own personal use, so social, domestic, pleasure and commuting. 

A personal lease will be paid by yourself for the duration of your contract, as opposed to a business lease which is paid by the business owner and is exempt from VAT. Your contract will usually consist of an initial payment, which is payable on the arrival of your new car, followed by subsequent monthly payments over the agreed term of your lease.

The car delivered to you will be brand new and will more than likely have the most recent number plate if this isn't the case and your car holds a pre-registered plate, you will be notified prior to making any formal agreements. You won't have to worry about taxing your vehicle either that's on us!


With regards to the MOT, you shouldn't have to worry about that either, unless you take out a four year lease with us. If that's the case, you'll need to put it through an MOT after three years.

Personal leasing really is an easy process because there's absolutely nothing for you to worry about. When you reach the end of your lease, you simply return your car to us so you don't need to worry about selling it on.

Why is a personal lease more expensive?

When browsing the site you may have noticed that on every car we have two prices: a business price and a personal price. You may also have noticed that it appears to be more expensive to lease a car personally, but actually this isn't the case at all.

The difference in price you will see is 20%. Many businesses are able to claim tax back on company cars, so we display to them the price they'll have paid once they claim back their tax. Unfortunately, the majority of people can't claim their tax back, which is why we make it easy and show the two prices for you.

Although we don't charge any more for a personal car lease, other companies will do, so it's always wise to check this before signing an agreement.

How does personal car leasing work?

Believe it or not, car leasing is really simple; all you have to do is this:

  1. Have a browse through our website and deals and decide on the best car for you (if you're not sure, give us a call and we'll run you through the best deals)
  2. Make use of our unique scrolling function and apply the initial payment and lease term that's best for you*
  3. Give us a call on 01565 880 880 to speak to one of our friendly sales team or submit an online enquiry and we'll get in touch with you
  4. One of our friendly team will get on the case to find the best finance deal for you
  5. We'll send all the essential documents to you, you need to sign them and send them back
  6. Once the documents have been signed off, you'll go through a 14 day cooling off period which gives you the chance to cancel your order
  7. After this period, you'll take delivery of your car (straightaway if it's in stock or on the agreed date if not)
  8. All that's left to do now, is take it out for a spin!

*Initial payments are usually 3, 6 or 12 monthly instalments. Contract lengths available are 24, 36 & 48 months. Yearly mileage options between 5,000 - 30,000.

What are the benefits?

There are so many benefits to leasing a car, it's impossible to get them all down we'd be here all day so here we've highlighted a few of the main reasons to consider leasing a car.

  • You'll be driving a brand new car that can be built to your specification
  • Road tax is included for the duration of the contract
  • Makes brand new vehicles affordable
  • Fixed payments so you can budget easily
  • Maintenance can be included (includes tyres, servicing and breakdown)
  • No need to try and sell the car at the end, just hand it back and start again if you wish

Why use All Car Leasing?

Put simply, we really do care about our customers. With over 17 years in the business, we've gained many loyal customers and a huge number of outstanding Feefo reviews, why? Well, because we're honest, we don't bump up the prices and we're always here to help.

If you'd like to find out more, or if you've found a car you're interested, why not drop us a line and speak to one of our friendly team on 01565 880 880

Contact Us

01565 880 880

Mon - Fri: 9:00am - 5:30pm

Call Me Back

Good Service

"Hard work at the beginning but got there in the end and driver pleased. Agent tried hard."

Excellent Service

"Have used this company for a number of years now. Always seem to be able to get what it is required...."

Excellent Service

"Everything went really smooth, from making the first contact, placing the order to receiving the veh..."

Average Service

"The offer proposed by Matt (what the car was and at what price) was excellent. Sadly, that's where m..."

Good Service

"Second time using Allcarleasing, first time was perfect! Unfortunately I was dealt with by a member..."

Good Service

"Things went smoothly - Tom matched another very good quote and was very responsive. I felt the servi..."

Excellent Service

"Really straightforward from start to finish with excellent customer service and hand holding through..."

Excellent Service

"There was always a person on the other end of the phone if you needed a question or query answered ,..."

Excellent Service


Good Service

"Professional & expedient"

Excellent Service

"Very helpful service, Friendly staff that go out of their way to help you make the right choice"

Good Service

"Helpful staff who answered all questions via phone or email, delay acquiring vehicle but valid reaso..."

Excellent Service

"Great customer service and communication. Prompt response to any queries."

Excellent Service

"Very prompt and helpful service as always."

Excellent Service

"Very good and prompt service. Thank you."

Excellent Service

"The agent I dealt with was very timely and professional and importantly patient with me and my chang..."

Excellent Service

"Excellent customer service. Friendly and helpful."

Excellent Service

"I have never leased before and have been amazed at how easy it has been. It took less than 3 weeks f..."

Average Service

"Car was delayed by a few weeks and i found the members of staff i dealt with a little incompetent. F..."

Average Service

"Delivery date was not as initially stated.<br/>The date changed from Mid October to Early December a..."

Deals of the Week

There’s something for everyone in this week’s deals of the week. If you love BMW’s then check out fantastic 4 Series deal. If you marvel at Mercedes, check out the incredible C Class Coupe offer, and executives will love the E Class. As always, we have the Range Rover Evoque with its supreme spaciousness and style.

View Deals

special offer

Request a Call Back

Complete the form below and we'll call you back at a time to suit you.