We're dedicated to delivering the best possible car leasing prices with deals specifically tailored to your needs.
With more than 20 years of experience, ACL are proud to be one of the country's top leasing specialists. Whether you already have a dream car in mind, or you're simply looking for the very best deals, then you're in the right place. No one is better equipped than us to find you the perfect lease. We're pleased to be able to offer both personal lease deals and business car leasing, with a huge range of vehicles to choose from.
Whether you're looking for an executive cruiser that'll look great in the office car park, or an SUV for those all-important family duties, we can help. We even offer short term rental. Browse through our special offers today and find your new set of wheels right here.
Car Leasing Near You, Wherever You are in the UK
We’re here to make leasing as easy as possible. We know that it can be a hassle finding the right plan for the right car, which is why we always make sure that we’ve got plenty to choose from, whatever you’re looking for. Browse by special deals, stock offers or by manufacturer to find the right deal for you. What’s more is that we don’t charge extra for personal car leasing - we only add VAT. Our site is constantly kept up-to-date with the very best car lease deals, so check back often!
A car lease is an agreement between an individual and a leasing company. This agreement allows that individual to essentially rent a vehicle for an agreed period for fixed monthly payments, usually two to five years. You won’t own the car you lease, and you’ll return it at the end of the term. As you don’t own it, it often gives you access to brand new cars at lower prices.
Leasing means that you do not own the vehicle so you won’t have to worry about depreciation over time or road tax (as that’s the responsibility of the leasing company). A leased vehicle is brand new and under warranty for most, if not the entire duration, of the contract. There’s also an option of rolling maintenance costs into your monthly payments too, making a contract hire agreement accessible for many.
Car leasing is a great option if you would like to change your vehicle on a regular basis, normally for a new vehicle each time. To find out more about car leasing, check out our guide here.
Simply browse our site to find the car you want to drive and look at the contract hire deals available.
Just pick up the phone and call or enquire online and one of our sales team will talk you through your options and next steps.
After a few checks have been made and your paperwork is finalised, we'll drop your car round to you, so you don't even have to come and pick it up.
Generally, buying a car outright is the cheapest way of owning a new car. This would not include any type of finance but paying the old-fashioned way with cash. However, if you don’t have the cash upfront or don’t want to pay a lump sum, car leasing is a great alternative. Normally, car leasing allows you to drive a vehicle that may be more expensive than you could normally afford.
Contract hire agreements allow you to keep costs down, but there are a few variables that will be used to calculate the overall cost and, in turn, your monthly payments.
Each of these factors is used to calculate a deal that’s unique to you. Age is one of the major factors that can affect price, so check out our guide on used cars and leasing. The time you lease your car can also affect the deals you’ll have access to.
If you’re still trying to get your head around car leasing, then check out the FAQs below. For more information check out our car leasing guides, and if you still have questions, don’t hesitate to get in touch.
With over 20 years of experience in the vehicle leasing industry, and operating across the UK, the AllCarLeasing® team is dedicated to providing you with 5-star service to ensure that we find you your dream car for an affordable price. Want to learn more about us? Check out our About Us page, or have a look at our Company Information guides.
Business car leasing (BCH) is generally used for a business/company to rent a vehicle to be used by an employee or as a pool car. The lease agreement is in the name of the business. VAT registration is always advantageous as this type of car leasing would attract VAT and a percentage could be recoverable. Car leasing (PCH) however, is used for private individuals and partnerships, and therefore VAT would be included in all rentals and not recoverable. The lease agreement is in the name of the individual.
Both car leasing and business car leasing include the same benefits. These benefits can include maintenance, tyres, and breakdown if selected and also include Vehicle Excise Duty or Road Fund Licence.
If your vehicle is funded via an operating lease, then VED for the duration of the contract is not included. Motor Insurance is not included and a comprehensive cover is required as a condition of the agreement.
Normally, motor insurance is not part of the car leasing package, however, we do have a product that includes motor insurance, as part of the car lease.
Find out about leasing with insurance here: Total Care
At the end of the car leasing agreement, the finance company comes and picks up the car from you. As explained in our what is car leasing guide, ownership of the car is always with the finance company and there is no default option to purchase the car at the end, therefore the finance company is simply collecting their own vehicle back from you.
The finance company will send correspondence to you via email or letter with instructions on how the handover will happen this will include a suitable date and time as well as giving the notice to make sure the car has had a valet and any damage over fair wear and tear has been resolved (if it is not resolved a bill will be created after an inspection where you are present).
It is the leaseholder's responsibility to arrange collection of the car and it is not a service AllCarLeasing® provides.
What if I want to extend the contract?
If you are enjoying the car and don't want to give it back just yet then you will need to contact the company after 12 months of receiving it and they will more than likely sort it out then and there. Please note this is not a guaranteed event and they will take into consideration the condition of the car and any missed payments etc during the agreement.
The finance company is not obligated to extend your contract.
What if I want to buy the car?
If you enjoy the car and you want to become the owner, then again you will need to speak with the finance company to agree on a figure. Typically it will be in the form of a balloon payment at the end of the contract hire agreement. We always recommend assuming that the finance company will not want to sell the car to you at the end of the contract.
If the ownership of the vehicle is something you want then we would not recommend leasing but recommend PCP/HP/outright purchase/alternative finance instead.
Please note the finance company is not obligated to do this and it is at their discretion.
What if I want to cancel the contract?
Because we use various finance companies there is no set rule for all, it is always best to as your account manager when negotiating. However, a rule of thumb is that you won't be able to cancel in the first 12 months and after that period the charge is 50% of the total of the remaining rental. Please note, this differs from the finance company to finance company and it is always best to ask your account manager beforehand and the finance company during. For more information on cancelling your contract and your consumer rights, click here.
Your decision, whether to buy or lease a car is a tough choice. If you buy a car, it normally involves higher monthly costs, VED (Vehicle Excise Duty) every year, MOTs, maintenance costs, etc, but you own the car. If you lease a car, it has lower monthly costs and lets you drive a vehicle that may be more expensive as well as budgeting for other costs via a maintenance contract (if required)
Please consider the below factors:
Do you have a cash lump sum to pay for the vehicle?
Generally, cars are depreciating assets, so you will be outlaying a lot of money for something that loses value monthly.
How long will you keep the car for?
The average time an individual would keep a car (whether purchased new or used) is 3 years. This is due to serviceability (the older it gets the more it will cost) and also vanity (you want to be seen driving modern cars)
After the 3 years have passed, your vehicle will have a value – known as a residual value
Car leasing is calculated using purchase price, annual mileage, and contract length which is used to calculate the residual value
You then pay for the use of the vehicle over the contract term – normally 24-48 months
If you buy a car outright (i.e. pay cash) then the cost of usage is the purchase price less residual value, plus any costs, especially VED
Same principle for car leasing
Do you have a monthly budget in mind?
Car leasing allows you to drive a more expensive vehicle than you would ordinarily drive by purchasing or other types of funding.
Monthly payments for car leasing are usually lower than a monthly car loan or traditional car finance, so this could mean you are paying less each month for driving the same car.
Free delivery on all vehicles leased by us
Cheaper elsewhere? Challenge us to beat it
Get a car or van from 7 days to 12 months
A big thank you to Robert, Blaal and Helen who provided excellent service in getting me a great car at a great price, delivered on time. The pandemic made everything more difficult as I am in Northern Ireland and the car was picked up in Scotland, but it was no problem to the staff above.Leased a Vauxhall Corsa
Absolutely the best service I’ve had from a company, Nick, Helen & the admin team’s customer service was brilliant, this is my second time private leasing & it’s the best decision I’ve made. Thank you I love my Mercedes AMG line.Leased a Mercedes-Benz A Class
I am totally delighted with my Tesla model 3Great car fun to drive and no benefit in kind perfect.Leased a Tesla Model 3