Personal Car Leasing

Personal car leasing is one of the best ways of getting behind the wheel of a brand new car. Personal leasing allows you to rent a car from a leasing company for an agreed term, with fixed monthly payments. It's one of the most accessible ways for you to drive your ideal brand new car and in the end, you don't have the hassle of finding a buyer. We have a wide range of cars available from economical city cars to luxury SUVs, all of which are supplied brand new and configurable with only a couple of clicks. We continuously update and add new personal lease offers in addition to our special offers and stock offers. Below, you'll find our latest and greatest offers.

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What is Personal Car Leasing?

Have you ever wanted to own a brand new vehicle, but the thought of depreciation and re-selling put you off? Worry not! With leasing, you have the ability to get behind the wheel of a brand-new car without worries.

Personal car leasing is the process of paying monthly payments, along with an initial payment, for an agreed amount of time in return for a car customised to suit your needs. After the agreed time, you are given the option to hand the car back, or extend your contact!

Some people have the impression that leasing is only for businesses, but that's not true! You can lease a car just for yourself with a personal lease! The process is pretty much exactly the same! 

We also offer Car Leasing with insurance here at ACL!

How does it Work?

Many people have put off the idea of personal car leasing because they believe it is a long, complicated process that isn't worth the time or energy. However, getting one of our personal lease deals is actually a much simpler process than most people realise.

After finding your personal lease vehicle, give us a call at 01565 880 880, or email us at to discuss the car further, including specs, price, and mileage, etc. Following this call, our dedicated sales team will find the very best price for you, and if your car is in stock (if so, act fast!). Once the ideal price has been determined, we will give you a call to continue the process, this includes sending over documents for you to sign, and a free credit check.

Once you've signed the required documents, and following a 14 day cooling offer period, and, giving you time to back out if your circumstances change, the lease is pretty much set in stone. All you need to do is agree on the delivery date and wait for your brand new car to be delivered to your front door!

When you decide to go ahead with a personal lease, you also have the option to lease with no deposit, meaning you don’t have to worry about a larger initial payment at the beginning of the lease!

Is it a Good Idea?

If you love the thought of driving a brand new car customised to suit you - and just you - then it is a great idea. Did you know that if you lease a new car instead of buying it, it usually ends up cheaper? Sounds pretty good, right? And that's not all, here are some more benefits of choosing personal car leasing.

Benefits of Personal Car Leasing

So what are the benefits of personal car leasing? Other than being able to drive a new car, you’ll find a fixed monthly cost, deals for every budget, and simple maintenance costs all rolled up into one.

Fixed Monthly Costs

The beauty of a car lease is that your monthly costs won’t change for the whole duration of your agreement. After you’ve paid your initial upfront fee, sometimes referred to as a deposit, your fees will be the same all the way through.

Deals to suit all budgets

There are car lease deals available for any budget. As you can change the amount you pay upfront and the length of your lease, you can change how affordable a deal is for you. It may mean that a more expensive car isn’t as far out of your price range as you initially feel. Prices will change depending on the car and the length of your lease. Some deals are available with no deposit too.

Maintenance & Service

Our car leases come with an optional maintenance package that allows you to wrap all of your maintenance and service costs up into one convenient monthly payment, alongside your lease fee. As long as your maintenance needs fall within general wear & tear, you’ll not have to worry about paying anymore.

Latest car with the latest technology

When you lease a personal car with us, you can be assured that it includes the very latest advances in technology, including hybrid and electric cars. We only lease out brand new cars, so no matter what the spec, the vehicle will include the newest technology in the industry.

Drive away in a brand new car

One of the benefits of personal car leasing is that you are always given a brand new shiny car, without the need to worry about deprecation and reselling. If driving a new car is a must for you, then personal car leasing is perfect for you.

Frequently Asked Questions

With personal car leasing growing in popularity in recent years, more people are considering it as an option to get their hands on a brand new car. However, before enquiring it is good to know more about the process so that there are no surprises.

  • Every car lease comes with an administration fee of £199.99 + VAT to cover the cost and time of sourcing and locating a car that matches the criteria you have selected.
  • The minimum required documents for personal car leasing is:
    • A signed copy of a quote
    • A completed filled in proposal form
    • Proof of ID
    • Proof of address
    • A utility bill within 3 months
    • Proof of your driving license

Learn more about the required documents here.

  • A credit check is required for personal car leasing, as we need to ensure that everyone involved is protected from debt due to a lack of affordability.
  • On the day of delivery, you must be available for the car to be handed over to you, as well as about an hour for the handover process. 

A handy tip to know about personal car leasing is to act fast! Cars come and go very quickly, even delaying your decision overnight for an in-stock car could mean that you lose the vehicle, and have to wait for the car to be factory-built, which makes the process longer than it could have been.

You can learn everything you need to know about car leasing by checking out our various car leasing guides.

You have the option to include maintenance and insurance packages with all cars available for personal car leasing (with the cost varying depending on the car). The process is convenient and easy to set up, and available for most manufacturers and models we advertise that include more bonuses than regular leasing. Simply give us a call or email us to discuss this further. To find out more about leasing with insurance, check out our Total Care page.

Personal Car Leasing is much simpler than many people believe. With the process being 100% online, and bonuses such as nationwide delivery included, getting a personal car lease is often a less stressful and easier alternative to buying. If you get stuck along the way, our dedicated team - who have over 20 years of experience in the industry - will be more than happy to help guide you through the process to ensure that it is as hassle-free as possible. If you need any help, email us at, or call us at 01565 880 880.

Examining the many sorts of home ownership and rental types is a simple method to look at car leasing. Personal contract purchase is similar to a rent-to-own programme, hire purchase is similar to getting a mortgage, and car leasing is similar to renting a home. The most significant distinction between the three alternatives is the financial structure and car ownership. Click here to find out more about what car leasing is.

To figure out whether to buy or lease a car you have to consider your current situation to determine the most fitting option. However, if you want to resolve this predicament in the most cost effective and hassle free way, we think the best way to do this is leasing. To find out more about the pros and cons of leasing and buying click the link.

With car leasing, you can have both vehicle rental and insurance payments included in one. We advertise most of our advertisers' models with this option, which is convenient and easy to set up. Look at our page Car Leasing With Insurance to get a more thorough understanding of how it works.

1. Choose your vehicle

2. Get in touch

3. Application

4. Approval

5. Car ordered/secured

6. Legal contracts

7. Cooling off period

8. Delivery

For a more in-depth look at the car leasing process click the link.

After the agreement has ended, the finance company comes to pick up the car from you. The finance company owns your vehicle and you are not eligible to purchase it at the end, so the finance company is simply picking up their own vehicle.

Looking for more information regarding what happens at the end of a lease contract? Click the link.

We offer regular maintenance and service, as well as mobile fits for problems like exhausts, batteries, windscreens, and tyres, and we will replace natural tread wear and punctures as part of the maintenance package. If you lease a car from All Car Leasing and take the maintenance package, you have a 24-hour, 7-day garage in your pocket. This is advised and almost essential for leases in or around an excess of 10,000 miles per annum.

Click Car Lease With Maintenance for more information in our leasing guides.

All types of vehicles are subject to road tax, including lease cars. Road tax is included in the total leasing cost, regardless of whether you are leasing a car on business or personal terms. If you are considering leasing a car over buying, this is just one of the advantages.

How does personal car leasing benefit you? You can drive a new car plus you have a fixed monthly cost, deals to suit every budget, and simple maintenance costs. But it doesn't stop there! With driving a new car you'll also be able to experience the latest automotive technology whether it be apple car play, a fancy satnav system, heated seats or a driver assistance technology that has the capability of saving your life.


Still have questions? Chat to us today!