Before we get into the specifics of who the registered keeper of a leased car is it’s best to explain the key differences between them both in the context of contract hire.
The registered keeper is the person responsible for the vehicle, its maintenance, roadworthiness and the recipient of communications from the DVLA and emergency services such as the Police. A registered keeper should be the person who will be using the vehicle, in this case, the lessee.
There can be jointly registered keepers such as in a married couple
The registered keeper is not necessarily the owner of the vehicle.
The registered owner is the person who owns the vehicle as an asset and has control over the vehicle and its registered keeper. The owner of the vehicle is the only one down on the proof of purchase of a vehicle. The proof of ownership is NOT the V5(c) document but a receipt of the transaction signed and dated by the previous owner or the selling dealership if there was no previous owner.
The owner of a vehicle is often the registered keeper but they don’t need to be.
The private individual (personal car leasing) or the business (business car leasing) is the registered keepers of the lease car with the finance company the owner of the vehicle, at all times.
Here are some of the differences between registered keepers and owners in terms of a lease:
For specific cases, you should speak with your finance company if this is possible. However, in most cases a car can not be registered in another person’s name was the contract is live.
Although your name will be down on the V5 document as the registered keeper, you will never be in receipt of the V5 logbook as this will stay with the owner.