Personal Car Leasing

MERCEDES-BENZ A CLASS HATCHBACK A200 AMG Line 5dr
Mercedes-Benz A Class Hatchback
A200 AMG Line 5dr
special offerstock offer
Sat Nav Sat Nav
Alloy Wheels 18" Alloy Wheels
Bluetooth Bluetooth
Climate Control Climate Control

Business Lease

24 month term, 5000 miles per annum
£185.69 ex VAT
initial payment: £1,671.21 ex VAT

Personal Lease

24 month term, 5000 miles per annum
£222.83 inc VATinitial payment: £2,005.45 inc VAT
VOLKSWAGEN POLO 1.0 TSI 95 SE 5dr
Volkswagen Polo
1.0 TSI 95 SE 5dr
special offerstock offer
Alloy Wheels Alloy Wheels
Remote Central Locking Remote Central Locking
Air Con Air Con
LED Daytime Lights Daytime Lights

Business Lease

48 month term, 5000 miles per annum
£129.99 ex VAT
initial payment: £1,169.91 ex VAT

Personal Lease

48 month term, 5000 miles per annum
£155.99 inc VATinitial payment: £1,403.89 inc VAT
MERCEDES-BENZ A CLASS HATCHBACK A180d AMG Line Executive 5dr Auto
Mercedes-Benz A Class Hatchback
A180d AMG Line Executive 5dr Aut...
special offerstock offer
Sat Nav Sat Nav
Sensors Front/Rear Sensors
Front Heated Seats Front Heated Seats
Alloy Wheels 18" Alloy Wheels

Business Lease

36 month term, 5000 miles per annum
£198.99 ex VAT
initial payment: £1,790.91 ex VAT

Personal Lease

36 month term, 5000 miles per annum
£238.99 inc VATinitial payment: £2,150.93 inc VAT
VOLKSWAGEN GOLF HATCHBACK 2.0 TSI 245 GTI Performance 3dr
Volkswagen Golf Hatchback
2.0 TSI 245 GTI Performance 3dr
stock offer
There are no options available for this vehicle.

Business Lease

24 month term, 5000 miles per annum
£185.29 ex VAT
initial payment: £1,667.61 ex VAT

Personal Lease

24 month term, 5000 miles per annum
£222.35 inc VATinitial payment: £2,001.13 inc VAT
AUDI A5 SPORTBACK 35 TFSI Black Edition 5dr S Tronic
Audi A5 Sportback
35 TFSI Black Edition 5dr S Tron...
stock offer
Sat Nav Sat Nav
Front Heated Seats Front Heated Seats
Bluetooth Bluetooth
Climate Control Climate Control

Business Lease

24 month term, 5000 miles per annum
£209.14 ex VAT
initial payment: £1,882.26 ex VAT

Personal Lease

24 month term, 5000 miles per annum
£250.97 inc VATinitial payment: £2,258.71 inc VAT
NISSAN QASHQAI 1.3 DiG-T Acenta Premium 5dr
Nissan Qashqai
1.3 DiG-T Acenta Premium 5dr
special offerstock offer
Sat Nav Sat Nav
Alloy Wheels 17" Alloy Wheels
Bluetooth Bluetooth
Climate Control Climate Control

Business Lease

24 month term, 5000 miles per annum
£140.33 ex VAT
initial payment: £1,262.97 ex VAT

Personal Lease

24 month term, 5000 miles per annum
£168.40 inc VATinitial payment: £1,515.56 inc VAT
MERCEDES-BENZ A CLASS SALOON A200 Sport 4dr Auto
Mercedes-Benz A Class Saloon
A200 Sport 4dr Auto
stock offer
Sat Nav Sat Nav
Alloy Wheels 17" Alloy Wheels
Bluetooth Bluetooth
Climate Control Climate Control

Business Lease

24 month term, 5000 miles per annum
£188.17 ex VAT
initial payment: £1,693.53 ex VAT

Personal Lease

24 month term, 5000 miles per annum
£225.80 inc VATinitial payment: £2,032.24 inc VAT
KIA SPORTAGE 1.6T GDi ISG GT-Line 5dr DCT Auto [AWD]
Kia Sportage
1.6T GDi ISG GT-Line 5dr DCT Aut...
special offerstock offer
Sat Nav Sat Nav
Leather Seats Leather Seats
Reversing Camera Reversing Camera
Alloy Wheels 19" Alloy Wheels

Business Lease

48 month term, 5000 miles per annum
£219.63 ex VAT
initial payment: £1,976.67 ex VAT

Personal Lease

48 month term, 5000 miles per annum
£263.56 inc VATinitial payment: £2,372.00 inc VAT
MERCEDES-BENZ GLA CLASS GLA 200 AMG Line Edition 5dr Auto
Mercedes-Benz GLA Class
GLA 200 AMG Line Edition 5dr Aut...
stock offer
Reversing Camera Reversing Camera
Front Heated Seats Front Heated Seats
Alloy Wheels 19" Alloy Wheels
Bluetooth Bluetooth

Business Lease

48 month term, 5000 miles per annum
£207.97 ex VAT
initial payment: £1,871.73 ex VAT

Personal Lease

48 month term, 5000 miles per annum
£249.98 inc VATinitial payment: £2,249.86 inc VAT
MERCEDES-BENZ C CLASS COUPE C200 AMG Line 2dr 9G-Tronic
Mercedes-Benz C Class Coupe
C200 AMG Line 2dr 9G-Tronic
stock offer
Sat Nav Sat Nav
Reversing Camera Reversing Camera
Front Heated Seats Front Heated Seats
Alloy Wheels 18" Alloy Wheels

Business Lease

36 month term, 5000 miles per annum
£240.54 ex VAT
initial payment: £2,164.86 ex VAT

Personal Lease

36 month term, 5000 miles per annum
£288.65 inc VATinitial payment: £2,597.83 inc VAT
BMW 4 SERIES GRAN COUPE 420i M Sport 5dr [Professional Media]
BMW 4 Series Gran Coupe
420i M Sport 5dr [Professional M...
Sat Nav Sat Nav
Leather Seats Leather Seats
Alloy Wheels 18" Alloy Wheels
Bluetooth Bluetooth

Business Lease

24 month term, 8000 miles per annum
£187.99 ex VAT
initial payment: £1,691.91 ex VAT

Personal Lease

24 month term, 8000 miles per annum
£225.59 inc VATinitial payment: £2,030.29 inc VAT
Skoda Superb Estate
2.0 TSI 190 SE L 5dr DSG
stock offer
Sat Nav Sat Nav
Leather Seats Leather Seats
Sensors Front/Rear Sensors
Front Heated Seats Front Heated Seats

Business Lease

24 month term, 5000 miles per annum
£198.15 ex VAT
initial payment: £1,783.35 ex VAT

Personal Lease

24 month term, 5000 miles per annum
£237.78 inc VATinitial payment: £2,140.02 inc VAT

Personal Car Leasing and Contract Hire

Personal car leasing or personal contract hire commonly abbreviated to PCH refers to a finance agreement made on a brand new car, which is intended for your own personal use, so social, domestic, pleasure and commuting.

A personal lease will be paid by yourself for the duration of your contract, as opposed to a business lease which is paid by the business owner and is exempt from VAT. Your contract will usually consist of an initial payment, which is payable on the arrival of your new car, followed by subsequent monthly payments over the agreed term of your lease.

The car delivered to you will be brand new and will more than likely have the most recent number plate if this isn’t the case and your car holds a pre-registered plate, you will be notified prior to making any formal agreements. You won’t have to worry about taxing your vehicle either that’s on us!

With regards to the MOT, you shouldn’t have to worry about that either, unless you take out a four-year lease with us. If that’s the case, you’ll need to put it through an MOT after three years.

Personal leasing really is an easy process because there’s absolutely nothing for you to worry about. When you reach the end of your lease, you simply return your car to us so you don’t need to worry about selling it on.

Why is a personal lease more expensive?

When browsing the site you may have noticed that in every car we have two prices: a business price and a personal price. You may also have noticed that it appears to be more expensive to lease a car personally, but actually, this isn’t the case at all.

The difference in price you will see is 20%. Many businesses are able to claim tax back on company cars, so we display to them the price they’ll have paid once they claim back their tax. Unfortunately, the majority of people can’t claim their tax back, which is why we make it easy and show the two prices for you.

Although we don’t charge any more for a personal car lease, other companies will do, so it’s always wise to check this before signing an agreement.

How does personal car leasing work?

Believe it or not, car leasing is really simple; all you have to do is this:

  1. Have a browse through our website and deals and decide on the best car for you (if you’re not sure, give us a call and we’ll run you through the best deals)
  2. Make use of our unique scrolling function and apply for the initial payment and lease term that’s best for you*
  3. Give us a call on 01565 880 880 to speak to one of our friendly sales team or submit an online enquiry and we’ll get in touch with you
  4. One of our friendly team will get on the case to find the best finance deal for you
  5. We’ll send all the essential documents to you, you need to sign them and send them back
  6. Once the documents have been signed off, you’ll go through a 14 day cooling off period which gives you the chance to cancel your order
  7. After this period, you’ll take delivery of your car (straightaway if it’s in stock or on the agreed date if not)
  8. All that’s left to do now, is take it out for a spin!

*Initial payments are usually 3, 6 or 12 monthly instalments. Contract lengths available are 24, 36 & 48 months. Yearly mileage options between 5,000 – 30,000.

What are the benefits?

There are so many benefits to leasing a car, it’s impossible to get them all down we’d be here all day so here we’ve highlighted a few of the main reasons to consider leasing a car.

•   You’ll be driving a brand new car that can be built to your specification

•   Road tax is included for the duration of the contract

•   Makes brand new vehicles affordable

•   Fixed payments so you can budget easily

•   Maintenance can be included (includes tyres, servicing and breakdown)

•   No need to try and sell the car at the end, just hand it back and start again if you wish

Why use All Car Leasing?

Put simply, we really do care about our customers. With over 20 years in the business, we’ve gained many loyal customers and a huge number of outstanding TrustPilot reviews, why? Well, because we’re honest, we don’t bump up the prices and we’re always here to help.

If you’d like to find out more, or if you’ve found a car you’re interested, why not drop us a line and speak to one of our friendly team on 01565 880 880

Car Leasing FAQs

What is car leasing?

Car leasing works by allowing the customer to rent the vehicle without having to worry about depreciation, interest rates or having to worry about ownership. You can lease for 2,3 or 4 years and then at the end of the contract you simple hand the car back no strings attached.

How does car leasing work?

Once you’ve chosen the vehicle you’d like, the next stage is to configure the finance the way you want it – how much initial payment you’d like to put down, how many years you want the car for and how many miles per year you drive. We then draft the contracts and up on signing or that’s left is to book delivery!

Is it better to buy or lease a car?

Leasing and other types of vehicle finance arrangements all have their place in the world. We think leasing is the best and cheapest way to drive a new car but it’s always worth researching what’s best for you.

How much does it cost to lease a car?

The amount you’ll pay differs from car to car and your personalised arrangement. However, a leasing contract will always have fixed monthly payments which will never change during the duration of the agreement.

What is an initial payment?

The initial payment is the first payment you make roughly 2 weeks after taking delivery. It is not a deposit and non-refundable.

What is the cheapest car to lease?

Typically, the cheapest cars to lease will be small hatchbacks and city cars. However, this does not mean they are the best value cars. To view our cheapest deals please visit the special offers page and filter by price.