No Deposit Car Leasing

Not every customer has the money to put down a large initial payment when leasing and many simply don’t want to, which is why we offer no deposit car lease deals. While historically this was something that was only accessible to a few, leasing a car with no deposit has now become more widely available. We’re happy to say that we can offer a car lease with no deposit to anyone, providing they pass a credit check and are accepted by the agreed finance partner.

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NISSAN QASHQAI 1.3 DiG-T 160 Acenta Premium 5dr DCT
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36 month term, 5000 miles per annum
£221.96 ex VAT
initial payment: £221.96 ex VAT

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36 month term, 5000 miles per annum
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BMW 2 SERIES COUPE 218i M Sport 2dr [Nav] Step Auto
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48 month term, 5000 miles per annum
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initial payment: £228.87 ex VAT

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48 month term, 5000 miles per annum
£133.56 ex VAT
initial payment: £133.56 ex VAT

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48 month term, 5000 miles per annum
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initial payment: £589.94 ex VAT

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48 month term, 8000 miles per annum
£168.82 ex VAT
initial payment: £168.82 ex VAT

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initial payment: £240.55 ex VAT

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36 month term, 10000 miles per annum
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£521.57 inc VATinitial payment: £521.57 inc VAT

Leasing your next car is easy

Finding a car with a no deposit lease has never been easier. Whether you’re after a Mini or a BMW with no deposit the process is the same:

Search for the car you want - you just need to search for the car you want to drive, it’s as easy as that. There’s no criteria for a car to have no deposit.

Get in touch to chat about our no deposit options - Once you’ve found the car you want to lease, just get in touch, by phone or throughout site to discuss the best deals.

We’ll deliver your vehicle - once you’ve been accepted for a no deposit deal, you’ve passed your credit check and the paperwork is complete, we’ll deliver your new vehicle to your door.

A ‘no deposit’ car lease essentially reduces the amount you put down up front to one month’s worth of payments.

Benefits of car leasing

One of the cheapest ways to drive a new vehicle is to put a low initial payment down on a new car and lease it. This low deposit on new cars will increase the monthly payments but not increase the total amount paid over the entire length of the contract. So what are the benefits of car leasing? And how does it work with no deposit?

Fixed Monthly Costs

No matter how much you put down at the beginning of your deal, your monthly payments will be fixed. This means there’s no sudden changes or increases to worry about and you can plan your monthly spend easily.

Deals to suit all budgets

While your monthly payments are fixed, there’s a huge amount of flexibility when it comes to budgets. As you can change the vehicle you lease, the amount you put down initially and the overall length of the term there’s really a way to lease a car for almost every budget.

Maintenance & Service

As you never own the car yourself, the maintenance and servicing costs don’t fall to you. As long as you don’t go beyond fair wear and tear your maintenance and service costs are all included as part of your monthly payments.

What lease cars are available with no deposit?

You can rent any car with a no deposit lease deal. Simply put, you’ll reduce your initial payment to one month’s worth of your repayments. For example, this means you could get something like a Range Rover Evoque no deposit lease on a 24 month deal and, rather than putting down more initially to make the monthly payments lower, you pay the same in month one as you do for the rest of the term, which will make all of the payments the same, including that first one.

Car leasing no deposit

Also known as ‘0 deposit car leasing’ or ‘no deposit car finance’, we offer our customers the ability to pay the same amount every month for the duration of their contract. This is done by making the initial payment equal to one month’s repayment and all subsequent payments the same as that.

As this makes the monthly payments higher, and therefore makes it slightly riskier a no deposit lease requires a few things for a contract to be approved. This includes a good to excellent credit score, a background check conducted by ourselves or the finance company and approval, then we will be able to offer a contract.

Positives of a Zero Initial Payment

There are a number of positives for leasing a car with no initial payment or deposit. These include:

Very little initial outlay

Reducing the amount you need to have available upfront makes this very accessible

All payments are the same

While leasing a car means your payments are fixed, opting for a no deposit deal also means your first payment is the same too.

Leasing terms of 24 - 48 months

You can lease a car for as short as 24 months but also spread the cost out over 36 or 48 months too.

The same overall payment as higher initial payment leases

You still actually pay the same as you would with a bigger up front payment, you just have to pay more each month.

Cons of 0 Deposit Car Finance

While there are a number of positives, there’s also a number of things you’d need to consider when looking at a no deposit car lease.

Larger monthly payments

While you still pay the same overall, your monthly payments will be higher, so you’ll need to make sure you can set aside the right amount.

0 Deposit doesn't truly exist

Technically you are simply reducing your initial payment to the same cost as one monthly repayment, so you still need to pay something up front.

Not available for people with bad credit

No deposit deals are reserved for people with the best credit scores.

Less common with car leasing brokers

While they are more commonly available than before and not just open to a select few, they are harder to find with car leasing brokers.

Personal car leasing no deposit

If you are considering a personal lease, our low initial payment leasing deals could be exactly what you’re looking for. There are special offers on both manual and automatic cars across petrol, diesel, hybrid and electric lease cars. All of these are available on our no deposit lease deals.

The one-month initial payment lease is only available by contacting one of our account managers and requesting a quote. This means that if you are considering a no deposit deal, you’ll have to get in touch.

Below are some examples of a no deposit car lease. Prices are based on the Mercedes-Benz A200 AMG Line Hatchback and are correct at time of publishing 04/19.

Deal terms1 Month initial payment3 Months initial payment6 Months initial payment9 Months initial payment12 Months initial paymentTotal cost for contract
10000 Miles p/a 2-year deal£402.98 & £402.98 per month£1115.94 & £371.98 per month£2000.99 & £333.50 per month£2720.10 & £302.23 per month£3315.93 & £276.33 per month£9,671.48
10000 Miles p/a 3-year deal£351.99 & £351.99 per month£1000.39 & £333.46 per month£1854.39 & £309.06 per month£2591.93 & £287.99 per month£3235.32 & £269.61 per month£12,671.49
10000 Miles p/a 4-year deal£325.62 & £325.62 per month£937.76 & £312.59 per month£1769.37 & £294.89 per month£2511.87 & £279.10 per month£3178.86 & £264.91 per month£15,629.49

*All prices are personal leasing quotes and are inclusive of VAT.

Personal Deals

Personal car leasing no deposit

Get a company car or make your car allowance go further, with a one-month initial payment. A no deposit lease will let you drive a brand new car, like an Audi, BMW or any other model, but make all the payments the same.

The example below shows the change in monthly premium, paying the same every time when compared to small first payments and larger payments to lower the monthly cost.

These prices are based on the Mercedes-Benz A200 AMG Line Hatchback and are correct at time of publishing 04/19.

Deal terms1 Month initial payment3 Months initial payment6 Months initial payment9 Months initial payment12 Months initial paymentTotal cost for contract
10000 Miles p/a 2-year deal£335.81 & £335.81 per month£929.95 & £309.98 per month£1667.50 & £277.92 per month£2266.75 & £251.86 per month£2763.28 & £230.27 per month£8,059.49
10000 Miles p/a 3-year deal£293.33 & £293.33 per month£833.66 & £277.89 per month£1545.32 & £257.55 per month£2159.94 & £239.99 per month£2696.10 & £224.67 per month£10,559.81
10000 Miles p/a 4-year deal£271.35 & £271.35 per month£781.47 & £260.49 per month£1474.47 & £245.75 per month£2093.22 & £232.58 per month£2649.05 & £220.75 per month£13,024.50

*All prices are business quotes exclusive of VAT.

Business Deals

No deposit car leasing Frequently Asked Questions

If you’re still unsure about no deposit car leasing, and want to understand more then please check the FAQs below. If you still aren’t sure and have any questions, please get in touch.

The short answer is yes. Zero deposit car leasing doesn’t necessarily exist, with All Car Leasing the initial payment is reduced to 1 month. What this means is that a no deposit lease would make all of your monthly payments the same, with the initial payment being the same amount as the rest of the months, instead of larger. This is available on lease deals that last 24, 36 or 48 months.
It’s worth noting that the initial payment for a lease deal is often not referred to as a deposit, to avoid any confusion as the payment is not returned at the end of the contract period.
The initial payment for a car lease is a lump sum paid to the leasing company after receiving delivery of the car. This initial payment, sometimes referred to as a deposit, is used to reduce the amount paid monthly over the terms of the contract.
The total cost of a contract where you’ve made an initial payment equivalent to 3, 6, 9 or 12 months would be almost identical to the overall cost of a lease where you’ve only made one month’s initial payment. It mainly changes the amount you have to pay each month.
The cheapest car to lease with no deposit will vary. You’ll need to browse our deals to find the cheapest lease deals on offer and then talk to our sales team. Generally speaking, it’s smaller cars that are cheaper to lease, which would also make them cheaper to lease with no deposit.
While no deposit car lease deals are more widely available than they used to be, they are generally reserved for people with a good or excellent credit score. This is for a number of reasons. Without a deposit, you’re entering a deal still owing the lender a significant amount more than when you’ve paid a larger initial fee. You also need to be able to prove that you can afford to pay larger monthly sums, and generally someone with a good or excellent credit score will be able to show this.

Still have questions? Chat to us today!

If you have any unanswered questions about our car lease deals feel free to check out our FAQs page, where you’ll find more information on personal contract hire and new car leasing deals for business and personal use.