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Excellent Service

"The ordering experience was very quick and accurate."

Excellent Service

"Excellent , they did what they said"

Excellent Service

"Had no problems at all, always answered any questions promptly."

Excellent Service

"There was a small problem regarding vehicle availability but Tom and the team soon got it sorted."

Excellent Service

"So easy, excellent communication."

Excellent Service

"Quick and simple - excellent that all can be sorted via email. Makes everything much easier and quic..."

Excellent Service

"we were more than happy with the service we received from this company. we found them easy to deal w..."

Excellent Service

"Great from start to finish!"

Excellent Service

"Everything went smoothly and delivery was on time"

Excellent Service

"First experience leasing a car and it was very painless. Car was a bit late coming but that was a de..."

Excellent Service

"First class to deal with"

Good Service

"Car arrived on time, quick delivery. Thanks"

Excellent Service

"Great communication and attention to detail, thanks."

Excellent Service

"Very friendly and efficient service."

Excellent Service

"The service from Allcarleasing was first class with good communication throughout the ordering proce..."

Excellent Service

"Best I have used yet,<br/>understanding, supplied on time <br/>Very pleasant to deal with,"

Excellent Service

"The ordering process was easy and quick"

Excellent Service

"My first 2 year lease with Allcarleasing has just ended & without hesitation i contacted Nick Jones..."

Excellent Service

"Nicki and team have been very helpful and prompt with their service"

Excellent Service

"I would recommend Tom and his team because the service i have received has been second to none.<br/>..."

Credit Check

As a responsible lender, a credit check on application for one of our lease deals is essential. This is done to protect all parties involved: us, the finance company and, most importantly, you.

A credit check will not only ensure that you can afford the vehicle, it’ll also check any credit that’s already attached to your name - for example loans, credit cards, store cards etc. – along with the history of said accounts.

The credit check will analyse your payment profile along with the amount of credit you are able to utilise. If your payment history is good and your current credit limit is within your range of affordability, then you have a much better chance of being accepted.

Our credit partners

As an FCA (Financial Conduct Authority) registered company, we have to be responsible in our lending, which means that if your application is declined, this decision cannot be waivered.

If you think you have adverse credit, it’s best for you, and us, if you highlight this before proceeding. This knowledge will allow us to carefully select a finance provider suitable to your needs before application, meaning your chance of being accepted could improve.

We’re partnered with Experian and Risk Disk for our credit searching needs, both of these services offer a free trial of their credit report system which will enable you to check your credit before applying through us.

If you find that your credit rating is poor, both of these facilities offer advice on how to improve your score which will allow you to rebuild your credit rating and apply for credit in the future.

I’m not sure if I have a bad credit score, what should I do?

The best and easiest thing to do is use one of the sites that offer a free report, this way you can check your credit score without affecting it further. If you have late payments, CCJs or default accounts on your record then we’re sorry but it’s unlikely we’ll be able to help.

If you need any more information on credit, you have a question about leasing or wish to make an enquiry, don’t hesitate to get in touch on 01565 880 880.

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