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Excellent Service

"Have used this company for a number of years now. Always seem to be able to get what it is required...."

Excellent Service

"Everything went really smooth, from making the first contact, placing the order to receiving the veh..."

Average Service

"The offer proposed by Matt (what the car was and at what price) was excellent. Sadly, that's where m..."

Good Service

"Second time using Allcarleasing, first time was perfect! Unfortunately I was dealt with by a member..."

Good Service

"Things went smoothly - Tom matched another very good quote and was very responsive. I felt the servi..."

Excellent Service

"Really straightforward from start to finish with excellent customer service and hand holding through..."

Excellent Service

"There was always a person on the other end of the phone if you needed a question or query answered ,..."

Excellent Service

"VERY HELPFUL AND PROFESSIONAL, WOULD CERTAINLY RECOMMEND."

Good Service

"Professional & expedient"

Excellent Service

"Very helpful service, Friendly staff that go out of their way to help you make the right choice"

Good Service

"Helpful staff who answered all questions via phone or email, delay acquiring vehicle but valid reaso..."

Excellent Service

"Great customer service and communication. Prompt response to any queries."

Excellent Service

"Very prompt and helpful service as always."

Excellent Service

"Very good and prompt service. Thank you."

Excellent Service

"The agent I dealt with was very timely and professional and importantly patient with me and my chang..."

Excellent Service

"Excellent customer service. Friendly and helpful."

Excellent Service

"I have never leased before and have been amazed at how easy it has been. It took less than 3 weeks f..."

Average Service

"Car was delayed by a few weeks and i found the members of staff i dealt with a little incompetent. F..."

Average Service

"Delivery date was not as initially stated.<br/>The date changed from Mid October to Early December a..."

Excellent Service

"Very good. Kept well informed. Car arrived on agreed day and we are very happy with it. Jody has bee..."

Credit Check

As a responsible lender, a credit check on application for one of our lease deals is essential. This is done to protect all parties involved: us, the finance company and, most importantly, you.

A credit check will not only ensure that you can afford the vehicle, it’ll also check any credit that’s already attached to your name - for example loans, credit cards, store cards etc. – along with the history of said accounts.

The credit check will analyse your payment profile along with the amount of credit you are able to utilise. If your payment history is good and your current credit limit is within your range of affordability, then you have a much better chance of being accepted.

Our credit partners

As an FCA (Financial Conduct Authority) registered company, we have to be responsible in our lending, which means that if your application is declined, this decision cannot be waivered.

If you think you have adverse credit, it’s best for you, and us, if you highlight this before proceeding. This knowledge will allow us to carefully select a finance provider suitable to your needs before application, meaning your chance of being accepted could improve.

We’re partnered with Experian and Risk Disk for our credit searching needs, both of these services offer a free trial of their credit report system which will enable you to check your credit before applying through us.

If you find that your credit rating is poor, both of these facilities offer advice on how to improve your score which will allow you to rebuild your credit rating and apply for credit in the future.

I’m not sure if I have a bad credit score, what should I do?

The best and easiest thing to do is use one of the sites that offer a free report, this way you can check your credit score without affecting it further. If you have late payments, CCJs or default accounts on your record then we’re sorry but it’s unlikely we’ll be able to help.

If you need any more information on credit, you have a question about leasing or wish to make an enquiry, don’t hesitate to get in touch on 01565 880 880.

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