Cosmetic Insurance
Keep your car looking showroom-fresh
Cover minor dents, scratches and scuffs – and avoid lease return penalties
Protect your vehicle’s finish and avoid lease return charges with Cosmetic Insurance.
In partnership with MotorEasy, we offer affordable cover for minor scratches, dents and scuffs that could otherwise lead to return charges at the end of your lease.
Cosmetic Insurance helps you maintain your car’s appearance without claiming on your main motor policy - protecting your no claims bonus and saving you from high excess fees.
Why Choose MotorEasy Cosmetic Insurance?
We’ve partnered with MotorEasy to offer a smart, affordable way to protect your car’s appearance and avoid unexpected bills:
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Covers repairs up to 30cm in length across multiple panels
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Up to 6 claims per year for minor scratches, dents and scuffs
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Protects your no claims bonus - no need to claim on your main car insurance
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Includes most cars up to 5 years old and 60,000 miles
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Affordable monthly premium - typically around £8 per month
What does Cosmetic Insurance Cover?
Is It Right for Me?
Cosmetic Insurance is ideal if:
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You’re leasing or contract hiring a vehicle and want to avoid return charges
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You like to keep your car in pristine condition
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You want peace of mind against everyday mishaps - supermarket scrapes, car park dings, and more
Get a Quote Keep your car looking brand new, inside and out.
FAQs
While insurance companies will cover scratch and dent repairs, their excess fees are often equivalent to the cost of a repair. What’s more when you claim through your main insurer, you might lose your no claims bonus and you could see future insurance premiums increase.
Cosmetic insurance is designed to provide a more cost-effective way to cover minor damage repairs. For a modest monthly premium you can avoid “excess fees” through your main insurer, preserving your no claims bonus and reducing the risk that future premiums will increase.
Whether you caused the damage or were an innocent bystander, cosmetic repair insurance will cover the cost of repairs. Depending on the type of car you own, it typically cost around £7 to 8 per month. If you take out a longer period of cover, say three years rather than one, the monthly cost of your premium will likely decrease.
If your vehicle suffers minor cosmetic damage - whether it’s your fault or not - simply contact MotorEasy to arrange a repair. A mobile technician will visit you to fix the damage quickly and professionally.
Repairs are covered without paying your motor insurance excess, and your no claims bonus stays intact.
All Car Leasing has an affiliate partnership with MotorEasy. If you purchase a product via the motoreasy.com site through our links, we may receive an affiliate commission at no extra cost to you.