Mon-Fri 9am-6pm
01565880880
Whether you’re looking for business or personal car leasing with insurance and maintenance packages, we’ve got you covered at All Car Leasing. Taking out a car leasing deal with insurance included is a fabulous way to get the vehicle rental and insurance payment rolled into one. It’s convenient and easy to set up and available for most manufacturers and models we advertise.
Finding your perfect deal couldn’t be simpler, but since insurance prices can differ from person to person, give us a call or send us an email with your requirements to get a quote. Alternatively, you can enquire on any vehicle and state in the comments you’d like it fully insured.
Car leasing with insurance is your contract hire agreement packaged with fully comprehensive insurance, accident cover and maintenance in one monthly payment. Less hassle, more convenience and worry-free driving. At All Car Leasing, we are able to offer a fully insured vehicle as a lease deal on thousands of brand new cars.
What's included
Our insurance cover is no basic package. To make sure you can drive your lease car with confidence included you’ll get glass protection, own damage protection including fire and theft, accident management and third party liability cover.
Fixed monthly rentals means the amount you sign up to pay per month will be the same amount for the whole duration of the contract, no interest no worries. Car leasing with insurance deals is exactly the same. Since maintenance and insurance are included, it can effectively roll 3 payments into one, offering you more convenience when it comes to budgeting your finances.
If you’re looking at car lease deals with insurance, All Car Leasing will automatically include a maintenance package to make sure you are covered for everything you could need to maintain your car. This means that for the duration of the contract your servicing, tyres, MOTs and consumables are on the house.
Perhaps one of the most reassuring features of a Total Care arrangement is the automatic loss shortfall protection. This means that in the unfortunate event that the vehicle is a write-off, the finance company will terminate the lease with no financial loss to you so you can get on with sorting out a new car and be back on the road again.
One of the most frustrating things about having an accident is all the extra legwork to sort repairs and deal with any claims. With Total Care, the finance company will sort everything out for you, giving you one less thing to do to get back on the road.
Don’t worry if you get stranded or your car gets out of action, the AA will come and take care of you so you can get back on the road again in a suitable vehicle as soon as possible.
Lease cars with Total Care are packed full of amazing benefits for you, the customer. Here’s a breakdown of what you can expect after delivery!
|
Total Care |
Regular Leasing |
|
|
Insured Leased Vehicle |
Yes |
No |
|
Third Party Cover & Own Damage Protection |
Yes |
No |
|
Maintenance Included |
Yes |
Optional |
|
Breakdown Cover |
Yes |
Yes |
|
Road Tax |
Yes |
Yes |
|
Glass Protection |
Yes |
No |
|
Accident Management |
Yes |
No |
|
Total Loss Shortfall Protection |
Yes |
No |
|
Fixed Monthly Rentals |
Yes |
Yes |
|
Cover Extended To Family |
Yes |
No |
|
Fuel |
No |
No |
To qualify for Total Care, and getting your hands on a business or personal car lease with insurance and maintenance included, at the time of driving you must:
If you’re still unsure about car leasing with insurance and want to understand more then please check the FAQs below or get in touch with one of our friendly team members who will be happy to assist you in your search for the perfect car lease deal.
Total Care is an all in one lease vehicle solution provided by Arval. It provides you with a comprehensively covered insured Contract Hire vehicle including all maintenance and breakdown cover for a fixed monthly rental fee.
Each person’s circumstances and needs are different when it comes to choosing a car lease deal. The same goes for finding the most suitable car lease deal with insurance and maintenance included. To ensure you are getting the best package available for your needs, give us a call on 01565 880 880, email sales@allcarleasing.co.uk or send an enquiry from any vehicle page.
Practically any vehicle on our site can be leased with Total Care, but there are some restrictions in special circumstances, such as:
Apart from that, wherever you are in the UK, you will have a wide range of car leasing with insurance to choose from.
There are a couple of things that aren’t included in your Total Care Package. These include personal injury cover, legal expenses protection, loss of earnings cover and property damage. This is because your cover is just against the lease car policy.
No. Arval (UK), who are the funder and owner of the car, is the policy holder on your behalf.
If you’ve taken out Personal Car Leasing, Total Care is generous with who can drive the vehicle. As long as the leaseholder is the main driver on the insurance, the driver's spouse or partner and immediate family members (parents, siblings, children) can drive the car as long as they meet the eligibility requirements.
If you’ve taken out Business Car Leasing then any employee, employee’s spouse or partner and immediate family (parents, siblings, children) can drive the vehicle provided they meet the eligibility. However, we are not able to lease if the car will be used as a taxi, hired out etc.
The insurance provider at the time of writing for Total Care is AIG. The insurance cover will be in the name of Arval (UK).
If the car has been in an accident then it is the same as any other situation, you would need to get in touch with your insurance. Accident management is included in your package so you would need to contact Arval (UK) who will be able to take care of your vehicle and deal with any repairs that may be necessary, leaving you with one less thing to worry about.
In the event of an incident where you are at fault, you will be required to pay the CIC (customer incident charge). This will also apply if the funder is unable to recover costs from a third party involved in the incident. How much you will have to pay depends on the number of “at fault” incidents that have taken place while you have leased the vehicle. For more information about the specific charge please give us a call, as it is variable depending on the number of previous incidents etc.
The CIC is used to help cover the costs incurred due to an incident. If the repair costs are lower than the CIC, you will not be charged anything more than the cost to repair the vehicle.
Included in the maintenance package is regular servicing and maintenance such as MOTs. We can also arrange mobile fitters for problems such as exhausts, batteries, windscreens and tyres, even replacing tyres worn down naturally as well as punctures!
In the unlikely event that your vehicle is having problems and needs repairs, then your first port of call is to speak with your vehicles manufacturer's local dealership to get it repaired or the finance company who owns the car. We have a full breakdown of what to do if your vehicle breaks down in our guides.
Most main dealers will offer a courtesy vehicle whilst yours is being serviced or repaired, but if you can’t be without a vehicle, you can arrange a relief vehicle as an optional part of the contract, available after 24, 36 or 48 hours.
If you are unfortunate enough to have your vehicle stolen, you should contact Arval immediately with a police incident report number so the case can be looked into as soon as possible.
In the event of your vehicle being written off, much like if your vehicle is stolen, you will need to contact Avral immediately to notify them of the situation. Arval can then terminate your lease with no financial shortfall to you, leaving you free to discuss a replacement vehicle.
Yes! Total Care covers the driver for business use subject to trade usage detailed in the contract.
As with any type of car insurance, moving address could alter the cost of your Total Care package. Insurers take your postcode into account when they set the premiums for car insurance, so you should contact your insurer immediately if you’re moving home. The change in address could alter your package amount to be higher or lower than the current premium dependent on whether the area you're moving into is deemed more or less ‘risky’ among other factors.
Yes we are able to provide you with a no claims bonus letter once your agreement has come to an end. Get in contact with one of our friendly team members who will be able to assist you.